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I've learned quite a few important things through
your post. I'd personally also like to state that there may be
a situation that you will apply for a loan and never need
a cosigner such as a National Student Support Loan.
When you are getting that loan through a standard loan provider then you
need to be willing to have a cosigner ready to help you.
The lenders are going to base their own decision on the few aspects but the most significant will be your
credit history. There are some loan providers that will likewise look
at your job history and choose based on that
but in many instances it will depend on your report.
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