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I've learned some important things via your post. I'd also like to express that there
will be a situation where you will make application for a loan and do not need a co-signer such as a Federal government Student Support Loan. But when you are getting
financing through a common creditor then you need to be willing to have a co-signer ready to enable you
to. The lenders are going to base their own decision using a few components but the
most significant will be your credit rating. There are some
creditors that will furthermore look at your job history and determine based on that but in most cases it
will depend on your score.
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